Equity crowdfunding

In equity crowdfunding, large number of individual investors finance startup companies buy taking a partial ownership of the companies or at least making a contract to participate into the success of the companies. There are nowadays dozens of equity crowdfunding platforms such as SeedInvestAngelList and Companisto that make the investment process easy for the projects and the people financing the projects. Investing in startups in the early phase may offer significant benefits. Participating into a successful company that one day will be sold to another company or is listed in the stock market will multiply your investment.

The question for the […]

By |2018-08-11T14:06:37+00:00February 5th, 2018|

Adding crowdlending as new asset class

Crowdlending is one of the newer asset classes available to individual investors. Crowdlending enables individual investors to directly loan money to other individuals and small/mid-size companies. The basic idea is that one investor can give partial loans to a large number of borrowers and thus build a broadly diversified loan portfolio.

One of the pioneer platforms, and the biggest, is LendingClub. In December 2017, it had loans active with combined worth of over $8 billion. It has been existing since 2007, has over 1.5 million investors and over $28 billion borrowed historically. It is also a publicly listed company in New […]

By |2018-08-11T14:11:04+00:00January 29th, 2018|